Please read these Terms & Conditions carefully before accessing or using pak95. By using this platform you confirm that you have read, understood and agreed to be bound by the terms set out below. If you do not agree, do not use this platform.
These summary cards highlight essential aspects of the Terms. They are not a substitute for reading the full document below.
You must be at least 18 years of age — or the higher minimum required by your operator or applicable license jurisdiction — to access pak95. Users in jurisdictions where online gambling is prohibited must not use this platform.
pak95 is an educational information platform. We do not accept bets, hold player funds or operate as a casino or sportsbook. Content is provided for general information purposes and does not constitute legal, financial or professional advice.
All gaming and betting information on pak95 is illustrative. Odds, bonuses, RTP figures, processing times and payment method availability are subject to change and depend entirely on the respective operator's current terms.
All content, design elements, text, graphics and code on pak95 are the intellectual property of pak95 or its licensors. Reproduction or redistribution without written permission is prohibited.
Users are solely responsible for verifying the legality of online gambling in their jurisdiction, understanding applicable operator terms and gambling within their means. pak95 cannot be held liable for decisions made based on information provided here.
pak95 reserves the right to update these Terms & Conditions at any time. Continued use of the platform after an update constitutes acceptance of the revised terms. Check this page periodically for the most current version.
Welcome to pak95, accessible at https://pak95.cam ("the Platform", "we", "us" or "our"). These Terms & Conditions ("Terms") govern your access to and use of the pak95 website, its content, features and services. By accessing or using any part of pak95, you confirm that you have read these Terms in their entirety, that you understand them, and that you agree to be legally bound by them.
pak95 is an English-language online gaming and sports betting information platform designed for Pakistani users. The Platform provides educational content, game guides, platform comparisons and responsible gambling information. pak95 is not a casino, sportsbook or gambling operator. We do not accept bets, hold player funds or facilitate wagering of any kind directly.
If you do not accept these Terms, you must immediately stop using the Platform. Access to pak95 is conditional on your agreement to and compliance with these Terms.
For the purposes of these Terms, the following definitions apply:
Access to pak95 is restricted to individuals who are at least 18 years of age, or the higher minimum age required by the relevant third-party operator or applicable license jurisdiction. By using the Platform, you represent and warrant that you meet this age requirement.
Meeting the minimum age threshold does not make gambling lawful in Pakistan. The age requirement is a minimum access condition only. Users remain solely responsible for determining whether their participation in online gambling is lawful under Applicable Law.
pak95 does not represent that the Content or any gaming activity referenced on the Platform is lawful, appropriate or available in any particular jurisdiction. Users in jurisdictions where accessing gaming information or participating in online gambling is prohibited by law must not use this Platform.
It is your responsibility to ensure that accessing pak95 and any associated gambling activity complies with Applicable Law in your location. pak95 makes no representations regarding the legality of online gambling in Pakistan or any other jurisdiction.
The following categories of persons are not permitted to use the Platform:
Subject to compliance with these Terms, pak95 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial informational purposes only.
You must not, in relation to the Platform:
pak95 provides the Platform on an "as available" basis and does not guarantee uninterrupted, error-free access. The Platform may be temporarily unavailable due to maintenance, technical issues or circumstances beyond our control. We are not liable for any loss or inconvenience arising from Platform unavailability.
All Content on pak95 is provided for general informational and educational purposes only. While we make reasonable efforts to ensure accuracy, we make no representation or warranty — express or implied — as to the completeness, accuracy, reliability or suitability of any Content at any given time.
Gaming information including but not limited to RTP percentages, bonus structures, wagering requirements, withdrawal processing times and payment method availability is illustrative only and subject to change at the discretion of the relevant third-party operator. Always verify current terms directly with the operator before participating.
Nothing on pak95 constitutes financial advice, legal advice, investment advice or any other form of professional advice. All users should seek independent professional guidance before making financial or legal decisions in connection with online gambling.
References to third-party gambling operators on pak95 do not constitute an endorsement, recommendation or approval of those operators. pak95 does not verify the licensing status, fairness practices or financial stability of any referenced operator. Users engage with operators entirely at their own risk.
All Intellectual Property rights in the Platform and its Content — including but not limited to text, graphics, design, layout, code, trademarks and logos — are owned by pak95 or its licensors. No Content may be copied, reproduced, published, uploaded, posted, transmitted or distributed in any form without the prior written consent of pak95, except for your personal, non-commercial use where a copy is made for private reference only.
The pak95 name, logo and brand elements are proprietary marks. You are not permitted to use them in any way that implies affiliation with, endorsement by, or relationship with pak95 without express written permission.
Third-party trademarks referenced on the Platform — including payment provider names such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are the property of their respective owners and are referenced for informational context only. Their mention does not imply endorsement of pak95 by those entities or endorsement of gambling by those entities.
pak95 may reference or provide information about third-party gambling operators and platforms. These are independent entities over which pak95 has no control. Your relationship with any third-party operator is governed exclusively by that operator's own terms and conditions, privacy policy and applicable regulations.
pak95 is not responsible for the actions, omissions, policies, terms, practices, content or services of any third-party operator. Any dispute arising from your engagement with a third-party operator must be resolved directly with that operator, not with pak95.
Before registering with any gambling operator, we strongly recommend that you:
pak95 references Pakistani payment methods — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — solely as familiar payment context for Pakistani users. These references are informational only.
Cryptocurrency references on pak95 (including BTC, ETH and USDT) are also informational only. pak95 does not state that cryptocurrency use for gambling is legal, available or endorsed in Pakistan. Users must independently verify applicable law and operator policy before attempting any crypto transaction.
pak95 is committed to promoting responsible gambling. Gambling involves genuine financial risk and can become harmful if not approached with care. The Platform is strictly for adults aged 18 and above (or the higher minimum required by the operator/jurisdiction) and is not intended to encourage gambling beyond what users can comfortably afford.
Users are encouraged to make use of the responsible gambling tools available through their chosen operator, including deposit limits, loss limits, session time limits, cooling-off periods and self-exclusion options. For detailed guidance on these tools and support resources, see our dedicated Responsible Gambling page.
If you believe your gambling has become a problem, please seek assistance from appropriate support services. pak95 does not directly provide counselling services; please contact recognised support organisations in your jurisdiction.
Your privacy is important to us. The collection, processing and use of personal data in connection with your use of pak95 is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform you confirm that you have read and accept the Privacy Policy.
pak95 uses cookies and similar tracking technologies to maintain session security, improve platform performance and understand user behaviour in aggregate. These technologies do not identify you personally unless you have provided identifying information. For full details of our data practices, refer to the Privacy Policy.
To the fullest extent permitted by Applicable Law, pak95 and its officers, directors, employees, agents and licensors shall not be liable for any indirect, incidental, special, consequential, punitive or exemplary damages arising from or in connection with:
Where limitation of liability is not permitted by law, pak95's total aggregate liability shall not exceed the amount, if any, paid by you to pak95 in the twelve (12) months preceding the claim — which, given that pak95 is a free information platform, will in most cases be zero.
These Terms shall be governed by and construed in accordance with applicable law. Given that pak95 operates internationally and serves Pakistani users, users acknowledge that:
Nothing in these Terms limits any mandatory consumer rights or protections that apply to you under Applicable Law in your jurisdiction. pak95 does not seek to circumvent mandatory legal protections.
pak95 reserves the right to modify, update or replace these Terms at any time at its sole discretion. Updated Terms will be posted on this page with a revised "Last Updated" date at the top of the document. It is your responsibility to review these Terms periodically.
Your continued use of the Platform following the posting of revised Terms constitutes your acceptance of those changes. If you do not agree to the revised Terms, you must stop using the Platform immediately.
Material changes to these Terms — such as changes to eligibility requirements, liability limitations or key user obligations — will be communicated prominently on the Platform where reasonably practicable.
If you have any questions, concerns or queries regarding these Terms & Conditions, please contact us using the details below. All correspondence must be in English.
Platform: pak95
Website: https://pak95.cam
Email: [email protected]
Email address is displayed as plain text only and is not a clickable link. For faster resolution of account and technical queries, use the Live Chat function from within your operator account. pak95 does not accept gambling-related complaints — those must be directed to the relevant operator.
For quick answers to common platform questions, check our FAQ. For privacy details, read our Privacy Policy. For responsible gaming tools, visit the Responsible Gambling section.